Annual reports

Scope:Group (consolidated)Company (unconsolidated)

1. FY2025

   Annual Report for 2025

   Annual reports

   • PDFHR
   • ZIPHR
   • PDFEN
   • ZIPEN
   • PDFSL
2. FY2025
   Company (unconsolidated)

   Solvency and Financial Condition Report for 2025

   Annual reports · Company (unconsolidated)

   • PDFHR
   • PDFEN
   • PDFSL
3. FY2025
   Group (consolidated)

   Solvency and Financial Condition Report of the CROATIA osiguranje Group for 2025

   Annual reports · Group (consolidated)

   • PDFHR
   • PDFEN
   • PDFSL
4. FY2025
   Group (consolidated)

   Consolidated GFI-OSIG-EUR I–XII 2025

   Annual reports · Group (consolidated)

   • XLSXHR
   • XLSXEN
5. FY2025
   Company (unconsolidated)

   Unconsolidated GFI-OSIG-EUR I–XII 2025

   Annual reports · Company (unconsolidated)

   • XLSXHR
   • XLSXEN
6. FY2025

   Summary opinion of the independent certified actuary

   Annual reports

   • PDFHR
7. FY2024

   Annual Report for 2024

   Annual reports · CROATIA osiguranje d.d.

   • PDFHR
   • ZIPHR
   • PDFEN
   • ZIPEN
   • PDFSL
8. FY2024

   Sažeto mišljenje nezavisnog ovlaštenog aktuara

   Annual reports · CROATIA osiguranje d.d.

   • PDFHR
9. FY2024
   Group (consolidated)

   GFI-OSIG-EUR-Consolidated I-XII 2024

   Annual reports · CROATIA osiguranje d.d. · Group (consolidated)

   • XLSXHR
   • XLSXEN
10. FY2024
    Company (unconsolidated)

    GFI-OSIG-EUR-Unconsolidated I-XII 2024

    Annual reports · CROATIA osiguranje d.d. · Company (unconsolidated)

    • XLSXEN
    • XLSXEN
11. FY2024

    Solvency and financial condition report 2024

    Annual reports · CROATIA osiguranje d.d.

    • PDFHR
    • PDFEN
    • PDFSL
12. FY2024
    Group (consolidated)

    Solvency and financial condition report for CROATIA osiguranje Group 2024 Zagreb

    Annual reports · CROATIA osiguranje d.d. · Group (consolidated)

    • PDFHR
    • PDFEN
13. FY2024

    Poročilo o solventnosti in finančnem stanju Skupine CO za leto 2024

    Annual reports · CROATIA osiguranje d.d.

    • PDFSL
14. FY2023

    Solvency and financial condition report 2023

    Annual reports · CROATIA osiguranje d.d.

    • PDFHR
    • PDFEN
    • PDFSL
15. FY2023

    Annual Report 2023

    Annual reports · CROATIA osiguranje d.d.

    • PDFHR
    • ZIPHR
    • PDFEN
    • ZIPEN
    • PDFSL
16. FY2023

    Sažeto mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · CROATIA osiguranje d.d.

    • PDFHR
17. FY2023
    Group (consolidated)

    Solvency and financial condition report for CROATIA osiguranje Group 2023

    Annual reports · CROATIA osiguranje d.d. · Group (consolidated)

    • PDFHR
    • PDFEN
18. FY2023
    Group (consolidated)

    GFI OS KONSOLIDIRANI I -XII 2023 ENG

    Annual reports · CROATIA osiguranje d.d. · Group (consolidated)

    • XLSXHR
    • XLSXEN
19. FY2023
    Company (unconsolidated)

    GFI-OS-ENG-EUR NEKONSOLIDIRANI I-XII 2023 ENG

    Annual reports · CROATIA osiguranje d.d. · Company (unconsolidated)

    • XLSXHR
    • XLSXEN
20. FY2023

    Poročilo o solventnosti in finančnem stanju Skupine CROATIA osiguranje za leto 2023

    Annual reports · CROATIA osiguranje d.d.

    • PDFSL
21. FY2022

    Annual report 2022 with auditors report

    Annual reports · CROATIA osiguranje d.d.

    • PDFHR
    • ZIPHR
    • PDFEN
    • ZIPEN
    • PDFSL
22. FY2022

    Sažeto mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · CROATIA osiguranje d.d.

    • PDFHR
23. FY2022

    Solvency and financial condition report 2022

    Annual reports · CROATIA osiguranje d.d.

    • PDFHR
    • PDFEN
    • PDFSL
24. FY2022
    Group (consolidated)

    Solvency and financial condition report for CROATIA osiguranje Group 2022

    Annual reports · CROATIA osiguranje d.d. · Group (consolidated)

    • PDFHR
    • PDFEN
25. FY2022
    Group (consolidated)

    Obrazac GFI OS ENG konsolidirano I -XII 2022

    Annual reports · CROATIA osiguranje d.d. · Group (consolidated)

    • XLSXHR
    • XLSXEN
26. FY2022
    Company (unconsolidated)

    Obrazac GFI OS ENG nekonsolidirano I-XII 2022

    Annual reports · CROATIA osiguranje d.d. · Company (unconsolidated)

    • XLSXHR
    • XLSXEN
27. FY2022

    Poročilo o solventnosti in finančnem stanju Skupine CROATIA osiguranje za leto 2022

    Annual reports · CROATIA osiguranje d.d.

    • PDFSL
28. FY2021

    Annual report for 2021

    Annual reports · Croatia osiguranje d.d.

    • ZIPHR
    • PDFHR
    • ZIPEN
    • PDFEN
29. FY2021

    Solvency and financial condition report 2021

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
    • PDFEN
30. FY2021

    Mišljenje nezavisnog aktuara Croatia osiguranje 2021

    Annual reports · CROATIA osiguranje d.d.

    • PDFHR
31. FY2021
    Group (consolidated)

    Solvency and financial condition report for CROATIA osiguranje Group 2021

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • PDFHR
    • PDFEN
32. FY2021
    Group (consolidated)

    Obrazac GFI OS ENG konsolidirano I -XII 2021

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • XLSXHR
    • XLSXEN
33. FY2021
    Company (unconsolidated)

    Obrazac GFI OS nekonsolidirano I-XII 2021

    Annual reports · Croatia osiguranje d.d. · Company (unconsolidated)

    • XLSXHR
    • XLSXEN
34. FY2020

    Annual report for 2020

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
    • PDFEN
35. FY2020

    Solvency and financial condition report 2020

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
    • PDFEN
36. FY2020
    Group (consolidated)

    Solvency and financial condition report for CROATIA osiguranje Group

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • PDFEN
    • PDFEN
37. FY2020

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
38. FY2020
    Group (consolidated)

    Obrazac GFI OS ENG KONSOLIDIRANO I-XII 2020

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • XLSXHR
    • XLSXEN
39. FY2020
    Company (unconsolidated)

    Obrazac GFI OS ENG nekonsolidirano I-XII 2020

    Annual reports · Croatia osiguranje d.d. · Company (unconsolidated)

    • XLSXHR
    • XLSXEN
40. FY2019

    Annual Report

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
    • PDFEN
41. FY2019

    Solvency and financial condition report 2019

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
    • PDFEN
42. FY2019
    Group (consolidated)

    Solvency and financial condition report for CROATIA osiguranje Group 2019

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • PDFHR
    • PDFEN
43. FY2019
    Group (consolidated)

    Obrazac GFI-OS -KONSOLIDIRANO ENG 12 2019

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • XLSXHR
    • XLSXEN
44. FY2019
    Company (unconsolidated)

    Obrazac GFI OS NEKONSOLIDIRANO ENG 12 2019

    Annual reports · Croatia osiguranje d.d. · Company (unconsolidated)

    • XLSXHR
    • XLSXEN
45. FY2018

    Godišnje izvješće

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
46. FY2018

    Godišnje izvješće

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
47. FY2018

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
48. FY2018

    Izvješće o solventnosti i financijskom stanju za 2018. godinu

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
49. FY2018
    Group (consolidated)

    Izvješće o solventnosti i financijskom stanju CROATIA osiguranje Grupe za 2018. godinu

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • PDFHR
50. FY2018
    Company (unconsolidated)

    Obrazac GFI NEKONS ENG 12 2018

    Annual reports · Croatia osiguranje d.d · Company (unconsolidated)

    • XLSXHR
    • XLSXEN
51. FY2018
    Group (consolidated)

    Obrazac GFI KONS ENG 12 2018

    Annual reports · Croatia osiguranje d.d · Group (consolidated)

    • XLSXHR
    • XLSXEN
52. FY2017

    Godišnje izvješće

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
53. FY2017

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
54. FY2017

    Izvješće o solventnosti i financijskom stanju za 2017. godinu

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
55. FY2017

    Godišnje izvješće

    Annual reports · Croatia zdravstveno osiguranje d.d.

    • PDFHR
56. FY2017
    Company (unconsolidated)

    Godišnje izvješće

    Annual reports · Croatia Lloyd d.d. · Company (unconsolidated)

    • PDFHR
57. FY2017

    Annual Report

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
    • PDFEN
58. FY2017

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
59. FY2017

    Izvješće o solventnosti i financijskom stanju za 2017. godinu

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
60. FY2017
    Group (consolidated)

    Izvješće o solventnosti i financijskom stanju CROATIA osiguranje Grupe za 2017. godinu

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • PDFHR
61. FY2017
    Group (consolidated)

    Obrazac GFI-OSIG-RE - KONS 31.12.2017 ENG

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • XLSHR
    • XLSEN
62. FY2017
    Company (unconsolidated)

    Obrazac GFI-OSIG-RE - NEKONS I-XII 2017

    Annual reports · Croatia osiguranje d.d. · Company (unconsolidated)

    • XLSHR
63. FY2017

    Obrazac GFI -OSIG-RE 31.12.2017. ENG

    Annual reports · Croatia osiguranje d.d.

    • XLSEN
64. FY2016

    Annual Report

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
    • PDFEN
65. FY2016

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
66. FY2016

    Izvješće o solventnosti i financijskom stanju za 2016. godinu

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
67. FY2016
    Group (consolidated)

    Izvješće o solventnosti i financijskom stanju CROATIA osiguranje Grupe za 2016. godinu

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • PDFHR
68. FY2016
    Group (consolidated)

    Obrazac GFI-OSIG-RE -KONS 31.12.2016. ENG

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • XLSHR
    • XLSEN
69. FY2016
    Company (unconsolidated)

    Obrazac GFI-OSIG-RE - NEKONS I - XII 2016

    Annual reports · Croatia osiguranje d.d. · Company (unconsolidated)

    • XLSHR
70. FY2016

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
71. FY2016

    Godišnje izvješće

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
72. FY2016

    Izvješće o solventnosti i financijskom stanju

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
73. FY2016

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia Lloyd d.d.

    • PDFHR
74. FY2016
    Company (unconsolidated)

    Godišnje izvješće - nekonsolidirano

    Annual reports · Croatia Lloyd d.d. · Company (unconsolidated)

    • PDFHR
75. FY2016
    Group (consolidated)

    Godišnje izvješće - konsolidirano

    Annual reports · Croatia Lloyd d.d. · Group (consolidated)

    • PDFHR
76. FY2016

    Izvješće o solventnosti i financijskom stanju za 2016. godinu

    Annual reports · Croatia Lloyd d.d.

    • PDFHR
77. FY2016

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia zdravstveno osiguranje d.d.

    • PDFHR
78. FY2016

    Godišnje izvješće

    Annual reports · Croatia zdravstveno osiguranje d.d.

    • PDFHR
79. FY2016

    Izvješće o solventnosti i financijskom stanju

    Annual reports · Croatia zdravstveno osiguranje d.d.

    • PDFHR
80. FY2016

    Obrazac GFI-OSIG-RE-31.12.2016. ENG

    Annual reports · Croatia osiguranje d.d.

    • XLSEN
81. FY2015

    Godišnje izviješće

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
82. FY2015

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
83. FY2015
    Group (consolidated)

    Obrazac GFI-OSIG-RE -KONS 31.12.2015. ENG

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • XLSHR
    • XLSEN
84. FY2015
    Company (unconsolidated)

    Obrazac GFI- OSIG-RE - NEKONS. I- XII 2015

    Annual reports · Croatia osiguranje d.d. · Company (unconsolidated)

    • XLSHR
85. FY2015

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia zdravstveno osiguranje d.d.

    • PDFHR
86. FY2015

    Godišnje izvješće

    Annual reports · Croatia zdravstveno osiguranje d.d.

    • PDFHR
87. FY2015

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
88. FY2015

    Godišnje izvješće

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
89. FY2015

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia Lloyd d.d.

    • PDFHR
90. FY2015
    Group (consolidated)

    Godišnje izvješće - konsolidirano

    Annual reports · Croatia Lloyd d.d. · Group (consolidated)

    • PDFHR
91. FY2015
    Company (unconsolidated)

    Godišnje izvješće - nekonsolidirano

    Annual reports · Croatia Lloyd d.d. · Company (unconsolidated)

    • PDFHR
92. FY2015

    Annual Report

    Annual reports · Croatia osiguranje d.d.

    • PDFEN
93. FY2015

    Obrazac GFI-OSIG-RE 31.12.2015. -ENG

    Annual reports · Croatia osiguranje d.d.

    • XLSEN
94. FY2014

    Annual Report

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
    • PDFEN
95. FY2014

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje d.d.

    • PDFHR
96. FY2014
    Group (consolidated)

    Obrazac GFI-OSIG-RE -KONS 31.12.2014. ENG

    Annual reports · Croatia osiguranje d.d. · Group (consolidated)

    • XLSHR
    • XLSEN
97. FY2014
    Company (unconsolidated)

    Obrazac GFI-OSIG-RE-NEKONS I-XII 2014

    Annual reports · Croatia osiguranje d.d. · Company (unconsolidated)

    • XLSHR
98. FY2014

    Godišnje izvješće

    Annual reports · Croatia zdravstveno osiguranje d.d.

    • PDFHR
99. FY2014

    Mišljenje nezavisnog ovlaštenog aktuara

    Annual reports · Croatia osiguranje kredita d.d.

    • PDFHR
100. FY2014

     Godišnje izvješće

     Annual reports · Croatia osiguranje kredita d.d.

     • PDFHR
101. FY2014

     Mišljenje nezavisnog ovlaštenog aktuara

     Annual reports · Croatia Lloyd d.d.

     • PDFHR
102. FY2014
     Company (unconsolidated)

     Godišnje izvješće - nekonsolidirano

     Annual reports · Croatia Lloyd d.d. · Company (unconsolidated)

     • PDFHR
103. FY2014
     Group (consolidated)

     Godišnje izvješće - konsolidirano

     Annual reports · Croatia Lloyd d.d. · Group (consolidated)

     • PDFHR
104. FY2014

     Obrazac GFI-OSIG-RE 31.12.2014. ENG

     Annual reports · Croatia osiguranje d.d.

     • XLSEN
105. FY2013

     Annual Report

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN
106. FY2013

     Mišljenje nezavisnog ovlaštenog aktuara

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
107. FY2013

     Obrazac GFI-OSIG-RE 31.12.2023. - ENG

     Annual reports · Croatia osiguranje d.d.

     • XLSHR
     • XLSEN
108. FY2013
     Group (consolidated)

     Obrazac GFI-OSIG-RE -KONS 31.12.2013. - ENG

     Annual reports · Croatia osiguranje d.d. · Group (consolidated)

     • XLSHR
     • XLSEN
109. FY2013
     Company (unconsolidated)

     Godišnje izvješće - nekonsolidirano

     Annual reports · Croatia Lloyd d.d. · Company (unconsolidated)

     • PDFHR
110. FY2013
     Group (consolidated)

     Godišnje izvješće - konsolidirano

     Annual reports · Croatia Lloyd d.d. · Group (consolidated)

     • PDFHR
111. FY2013

     Mišljenje nezavisnog ovlaštenog aktuara

     Annual reports · Croatia Lloyd d.d.

     • PDFHR
112. FY2013

     Mišljenje nezavisnog ovlaštenog aktuara

     Annual reports · Croatia osiguranje kredita d.d.

     • PDFHR
113. FY2013

     Godišnje izvješće

     Annual reports · Croatia osiguranje kredita d.d.

     • PDFHR
114. FY2013

     Godišnje izvješće

     Annual reports · Croatia zdravstveno osiguranje d.d.

     • PDFHR
115. FY2012

     Annual Report

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN
116. FY2012
     Group (consolidated)

     Godišnje izvješće - konsolidirano

     Annual reports · Croatia Lloyd d.d. · Group (consolidated)

     • PDFHR
117. FY2012
     Company (unconsolidated)

     Godišnje izvješće - nekonsolidirano

     Annual reports · Croatia Lloyd d.d. · Company (unconsolidated)

     • PDFHR
118. FY2012

     Mišljenje nezavisnog ovlaštenog aktuara

     Annual reports · Croatia Lloyd d.d.

     • PDFHR
119. FY2012

     Mišljenje nezavisnog ovlaštenog aktuara

     Annual reports · Croatia zdravstveno osiguranje d.d.

     • PDFHR
120. FY2012

     Godišnje izvješće

     Annual reports · Croatia zdravstveno osiguranje d.d.

     • PDFHR
121. FY2011

     Annual Report

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN
122. FY2011

     Mišljenje nezavisnog ovlaštenog aktuara

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
123. FY2010

     Annual Report

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN
124. FY2010

     Mišljenje nezavisnog ovlaštenog aktuara

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
125. FY2009

     Annual Report

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN
126. FY2008

     Annual Report (in croatian)

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN
127. FY2007

     Annual Report

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN
128. FY2006

     Annual Report

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN
129. FY2005

     Annual Report

     Annual reports · Croatia osiguranje d.d.

     • PDFHR
     • PDFEN

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