Sustainability
Sustainability at Croatia
Seven key topics of our sustainable business, our sustainability reports and disclosures, and news.
Aware that business success must rest on sustainability – so that the value we have built is preserved for new generations and development is possible without harmful consequences – we continuously invest in a sustainable way of doing business. At the same time, good market results make additional investment in this area possible, which is an important interdependence.
In our approach to sustainability we have defined the key material sustainability topics of Croatia osiguranje, taking into account the aspects of sustainability on which our business has the greatest impact, as well as those that most affect our business. Read more about Croatia osiguranje’s key sustainability topics below.

Material topics
Seven key sustainability topics
The aspects of sustainability on which our business has the greatest impact, and those that affect it most.

01
Sustainable products and services
In developing and redesigning insurance products and services we also consider their contribution to sustainability goals, with a particular focus on health products, digital products and services, and products that mitigate the consequences of climate change.
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02
Digital innovation
Digitalisation is today an imperative and a precondition for growth, resilience and sustainability.
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03
Employee wellbeing and lifelong learning
Our success is built on continuous investment in the knowledge, motivation, engagement and wellbeing of our employees.
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04
Responsible customer experience
The mission of Croatia osiguranje is to provide long-term financial security for individuals and the community through excellent, innovative service tailored to clients’ needs.
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05
Responsibility towards the community
Social responsibility is one of our highest values and one of the key elements of the Company’s corporate identity.
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06
ESG risk management
At Croatia osiguranje we regularly monitor and promptly improve the management of sustainability risk, and in our business we take into account the possible increase in the impact of sustainability risks over time, in the short, medium and long term.
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07
Responsibility for environmental protection
With the growing impact of climate change – irreversible, critical and with consequences for every aspect of life – environmental topics have priority status in sustainability management at the global level.
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Reports and disclosures
Sustainability reports and disclosures
Sustainability reports, statements on principal adverse impacts (Article 4 SFDR), and the engagement and sustainable investment policies.
Scope:Group (consolidated)Company (unconsolidated)
13
- 30.06.2026
Statement on principal adverse impacts of investment decisions on sustainability factors 2025 (Article 4 SFDR disclosure)
Sustainability · SFDR statements
- 16.05.2025
Engagement Policy of CROATIA osiguranje d.d.
Sustainability · Policies
- 16.05.2025
Sustainable Investment Policy of CROATIA osiguranje d.d.
Sustainability · Policies
- 26.06.2025
Statement on principal adverse impacts of investment decisions on sustainability factors 2024 (Article 4 SFDR disclosure)
Sustainability · SFDR statements
- 04.09.2024
Sustainability Report of Croatia osiguranje 2023
Sustainability · Sustainability reports
- 17.06.2024
Statement on principal adverse impacts of investment decisions on sustainability factors 2023 (Article 4 SFDR disclosure)
Sustainability · SFDR statements
- 20.10.2023
Sustainability Report for 2022
Sustainability · Sustainability reports
- 30.06.2023
Statement on principal adverse impacts of investment decisions on sustainability factors 2022 (Article 4 SFDR disclosure)
Sustainability · SFDR statements
- 02.11.2021
Engagement Policy of Croatia osiguranje d.d., 2021
Sustainability · Policies
- 29.06.2021
Sustainable Investment Policy of CROATIA osiguranje d.d. (June 2021)
Sustainability · Policies
- 10.03.2021
Sustainable Investment Policy of CROATIA osiguranje d.d. (March 2021)
Sustainability · Policies
- 10.03.2021
Information on the consistency of the Remuneration Policy with the integration of sustainability risks
Sustainability · Policies
- 17.12.2019
Engagement Policy of CROATIA osiguranje d.d. (2019)
Sustainability · Policies
No document matches. Older documents are available on request: izdavatelji@crosig.hr
Sustainability
Sustainability news
Sustainability news
Sustainability Report for 2023: how we respond to risks and challenges through our business and innovation
Croatia osiguranje published its Sustainability Report for 2023, prepared in line with the GRI Standards guidelines.

CO employees brightened Christmas for more than 160 families
Ahead of Croatia osiguranje’s 140th anniversary, an internal humanitarian campaign for the families of the Mali Zmaj association.

The second CO Day for More: CO volunteers planted 2,000 new trees
More than 70 employees planted 2,000 pedunculate oak and beech seedlings, estimated to absorb about 400 tonnes of CO2 in their first 20 years.