Signing of a joint venture agreement with AV International GmbH

CROATIA osiguranje d.d. (the Company), in accordance with the Capital Market Act, hereby informs the investment public of entering into cooperation with AV International GmbH and of the execution of a joint venture agreement, based on a previously signed Memorandum of Understanding which set out the fundamental terms for the further regulation of mutual relations, including the joint construction and launch of a service centre, as well as the defined corporate governance and decision-making mechanisms.

Sincerely, CROATIA osiguranje d.d.